Private Label Securitization

Your Partner in Structuring, Servicing, and Scaling ABS Programs

Turnkey platform. Capital markets expertise. Servicing built-in.

Liquidity Access: Monetize receivables and recycle capital through tailored ABS structures.
Brand Retention: Maintain control of originations under your own label—no need to blend into pooled deals.
Custom Structuring: Build your own eligibility, triggers, advance rates, and waterfalls.
Integrated Servicing: Ensure investor confidence with end-to-end servicing, reporting, and compliance.

Structuring & Legal Frameworks:
Work with trusted counsel and capital markets advisors to form SPVs, SUBIs, and warehouse lines—designed to scale into term ABS.
Servicing & Reporting Infrastructure:
Daily tape generation, waterfall-ready reporting, Metro2 credit reporting, and full investor transparency.
Vaulting & Verification Services:
Digital or physical vaulting of installment contracts, with OCR-based document verification and audit trails.
Capital Partner Connectivity:
Whether you’re working with PE, hedge funds, or traditional ABS investors, we help align servicing, data, and compliance to meet market expectations.

Intake & Discovery:
We evaluate your portfolio characteristics, collateral types, and program goals.
Partnership Design:
We match you with legal, structural, and capital partners aligned with your needs.
Servicing & Data Alignment:
APIs, flat files, or direct LMS integration to ensure compliant, auditable performance data.
Launch & Monitor:
Ongoing servicing, waterfall reporting, and investor-ready dashboards—built for monthly trustee packages and investor presentations.

What asset types qualify?
Auto, powersports, RV, marine, credit card receivables, home improvement, commercial & equipment finance, rental car fleet leases, data center, dealer floor plan, unsecured installment, and specialty/emerging verticals like EV fleets or lease-to-own.
Do you support hot or warm backup servicing?
Yes. We build private label conduits with hot, warm, or cold backup servicing options—often using Wilmington Trust, Hudson Cove, or other trusted parties.
What if I already have a capital partner?
Great. We’ll integrate with your investor’s requirements and ensure your servicing and reporting meet their diligence standards.
Do I need to be a large issuer to securitize?
Not at all. Many of our clients start with $10–30 million portfolios and scale from there.